A 12-page forensic audit and fillable spreadsheet that reveals every fee — 12b-1s, in-house fund markups, 8% annuity commissions — buried beneath the line items on your statement. Calculated on your real portfolio. Not a generic benchmark.
Edward Jones is in active litigation alleging it collected $17.2 billion in advisory-account fees over five years by quietly moving low-trading clients into 1–2% AUM accounts. Bessemer Trust faces ERISA litigation for retaining its own underperforming proprietary funds. A 32-year Northern Trust client is suing the bank for collecting "over $1 million in fees" while her $20M legacy trust was looted by the senior advisor assigned to oversee it.
If the most prestigious names in private wealth are quietly extracting six and seven figures from clients who don't know to look — what is your wealth manager doing to you?
Reclaim five to seven figures of compounded wealth. See what your current advisor will cost you over the next 30 years — calculated on your actual statement, not a generic benchmark — so you stop wondering if you're being quietly bled and start knowing.
Spot the patterns that fueled the Edward Jones, Bessemer, and Northern Trust cases — proprietary fund favoritism, in-house cash sweep markups, and disguised A-share commissions — and find out which ones are sitting in your statement right now.
Walk into your next advisor meeting in command — with a one-page teardown of your own portfolio and the questions that force any wealth manager to either justify every basis point in plain English or admit it's time to fire them.
The audit draws on the Vanguard PAS $30,000 ACA-subsidy mistake, the Edward Jones reverse-churning class action, the Bessemer ERISA self-dealing complaint, and the Northern Trust elder-fraud filing. It includes seven redacted real-statement teardowns with the buried fees circled in red, and a fillable spreadsheet that runs locally in your browser — your statement is never uploaded.
Most readers find at least 25 basis points of hidden cost on their first run. On a $5M portfolio, that's $12,500 a year. Compounded over 30 years: more than $1.4M.